With that in mind, we created a 5-page powerpoint style guide that explains how Public Service Loan Forgiveness (PSLF) works.
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An important aspect that applies to all is that the funds you buy or sell are potentially subject to trading commissions, which are charged by your custodian (e.g. TD Ameritrade or Fidelity).
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From pre-approval to interest rates and mortgage insurance, determining and understanding what mortgage suits your needs can be a difficult and complex task
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Today's blog article will kick-off by examining the 4 most common student loan mistakes and what you can do to avoid those landmines. Then, we present 2 case studies, as seen with our clients.
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Buying a house, especially for first time homebuyers, typically begins with a sense of excitement. However, without a good plan and team around that buyer, that initial excitement can quickly turn into an overwhelming process.
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529 plans grow in popularity due to the importance of children attending college to increase their professional prospects, all while the total expense of attending college has increased at a rapid rate.
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Sure planning a family has always been a "thing." However, such a decision in today's world is putting a heavier burden on the next generation of young adults than ever before.
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Financial aid is utilized by about two-thirds of full-time students each year through the forms of grants and scholarships, and yet only 75% of families actually fill out the necessary FAFSA (Free Application for Federal Student Aid) forms to garner that money.
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A much more enviable position to be in is when someone can simply write a check when the rainy day arrives. Having the ability to do so is much less stressful than being forced to borrow at double-digit interest rates.
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COVID-19 discriminates against no business, colleges included. Colleges have been put in a tough place financially and now are scrambling to figure out how to stay afloat in the wake of the pandemic.
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So, you’ve finally let the company know that you are ready to retire. You’ve given them notice of your last day and now they are scrambling to make sure they are prepared for your departure.
You’ve already done your planning. You know your plan looks great and you are ready to take some well-deserved time for yourself. But have you thought of everything? What about that 401k – what are your options? Should you rollover your IRA or keep it in the plan? Or maybe you cash it out and take that trip of a lifetime you’ve always wanted to do? Let’s take a look at your options.
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Many young professionals with both student debt and a house find themselves carrying 2 mortgage-like payments.
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Americans have a great track record of pulling together when it matters most. It is time to do it again. More importantly, I want to thank all of the people on the front lines helping us fight this deadly virus.
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When used properly annuities can be a useful income solution to take the pressure off of withdrawing a higher percentage of money from growth-oriented assets that often carry higher volatility and drawdown risks.
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The Price-to-Earnings ratio, commonly called the P/E ratio, can be defined as a company's stock price divided by its earnings per share from the previous 12 months.
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As advisors who specialize in college funding we’re often asked by the parent’s on when should they start funding for college or if what they have put away already sets them up well for their kid’s future.
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The reality of it is that upper-middle-class areas like ours in Nocatee, FL – and surrounding areas – are put into a hard situation when it comes to getting accepted into colleges of their choice.
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If the average investor only knew the truth, they would care less about where the Dow finished the year and leave it up to the financial professionals and historians.
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A successful football team like a successful financial plan requires a high level of synergy across the board from several different components.
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Dollar-cost averaging is where an individual periodically invests a set amount of dollars into a fluctuating investment – typically a mutual fund - over time.
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