Retirement Planners Serving Jacksonville and Ponte Vedra Beach, FL
Health Care in Retirement
Many people delay their retirement because they are not yet eligible for Medicare, wasting valuable years of their lives working and wishing for retirement, instead of retiring while they are young and healthy enough to travel and remain physically active.
Sometimes this delay is unnecessary. If they have planned and saved for retirement - they may easily afford the health insurance that Medicare and Medicare supplements will eventually provide. We can identify if this is the case for you -- perhaps early retirement needn't be held up because of health insurance costs.
Once you have retired, your health will likely change over time, which may suggest changes in your health insurance, Medicare, or Medicare Supplemental plans.
Knowing which plan to have and when you can change, may save you thousands of dollars over the course of your retirement. Money saved on health care or health insurance is just as green, and spends just as well, as excess return in your investments. Savings on health care translate into a more, enjoyable retirement lifestyle, or a retirement portfolio that lasts longer because of smaller withdrawals to pay for healthcare in retirement.