As a fee-only financial planning firm, we spend significant time assisting clients with tax planning - planning one's actions in order to minimize the impact of taxes on one's financial situation. As such, one of the decisions we must often address is whether or not a client should use a Roth IRA, or convert funds from a traditional IRA to a Roth IRA. Generally this question is answered on an annual basis.
Read MoreDespite continuing evidence that the US economy is gradually slowing and we are most definitely entering into the later phase of this economic cycle.
Read MoreThese are just a couple of the problems with approaching retirement planning with the idea that you can go pay for a financial plan and you’re good to go.
Read MoreAfter a miserable Jan and Feb in the financial markets, it seems like the clouds are starting to clear and good news is starting to filter into the markets.
Read MoreConventional wisdom, and most financial advisors, suggest that saving and investing the right way often lead to a successful retirement.
Read MoreThe QCD is a provision that allows individuals 70 ½+ to directly transfer funds from an IRA to a public charity without classifying as taxable income.
Read MoreThese are words that everyone hopes that they will never have to say, but the reality is that at some time during our retirement, we probably will or should.
Read MoreIn November of 2015, Congress surprised many of us with effective collaboration between the Democrats and Republicans to pass the Bipartisan Budget Act of 2015.
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