For most investors at or nearing retirement, bonds have long been a place where you can go to get a secure and predictable stream of income. That experience that many have gone through since the 1980s is now being questioned as to whether it will continue for the years to come. The bond market through the first 3 quarters of 2022 has been historically bad and some would say doesn’t seem to offer much hope for the “bond-like” returns that we’ve grown accustomed to.
Read MoreThis is a quick update for our readers about what the markets are doing and what our outlook is.
Read MoreDuring times of market or economic uncertainty – when we are not sure what will happen to our 401K balances or if we will still have a job at the end of the coming quarter. One thing that is for sure to happen, almost every “news” outlet gets covered by headlines: “Best 10 stocks to own during a recession” or “Best Recession Proof Stocks” or my favorite “How to make money during recession”.
Read MoreAn important aspect that applies to all is that the funds you buy or sell are potentially subject to trading commissions, which are charged by your custodian (e.g. TD Ameritrade or Fidelity).
Read MoreDollar-cost averaging is where an individual periodically invests a set amount of dollars into a fluctuating investment – typically a mutual fund - over time.
Read MoreEven if you find yourself in a comfortable financial situation, refinancing may be a smart decision that can allow you to save more of your hard-earned money for years to come.
Read MoreWhile we can’t see the future to tell you exactly what college will cost two decades from now, we can give you some information on different types of savings/investment accounts for your children so you’re prepared.
Read MoreHow many times have you heard the term diversification in relation to investing and you just nodded your head without fully understanding? What about when people talk about stocks and bonds? Stocks are relatively easy to understand, but bonds? They can be a little more complex… there’s a reason for the Wall Street saying, “The smart money’s in bonds.”
Read MoreMYTH: When Stocks go down, Bonds go up.
FACT: Bond prices move based upon different dynamics than stock prices. It is very common to see bond prices drop on the same day as stocks.
Read MoreEarly in the morning on March 9th, after careful deliberation and examination of the likely outcomes of the rapid expansion of the Novel Corona Virus - and, in particular, the likely impact upon the global economy, PARAGON's Investment Committee decided to implement RECESSION PROTOCOL™ immediately. This means that we evacuated all of our clients out of the stock market and into safer assets such as treasuries, investment grade bonds, and cash.
Read MoreIt’s important to keep perspective and maintain your focus on the long-term, especially when in rocky markets. When stock market volatility strikes, we recommend these five strategies to help you maintain smooth sailing.
Read MoreSome new economic data is becoming available, which is allowing us to draw some conclusions on actions going forward, once this current market correction has recovered. The following charts will help detail the current market correction update.
Read MoreThe 3d Quarter of 2018 was a dream ride for the United States stock market, with the S&P 500 gliding smoothly up 7.7% with hardly any hint of the volatility that marked the first two quarters of this year.
Read MoreThe important step here is to determine what really matters and what does not – we will refer to irrelevant things as “noise” going forward.
Read MoreMany of us may perceive trusts as a complex subject better left to our attorney. However, a trust is simply a contract initiated by a grantor who agrees to transfer assets to a beneficiary, who then receives the assets as stipulated in the trust contract.
Read MoreDespite continuing evidence that the US economy is gradually slowing and we are most definitely entering into the later phase of this economic cycle.
Read MoreIt looks like the long upward sprint the market has taken over the last four months might be coming to a pause. Let's take a closer look.
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