As the COVID-19 crisis pandemic continues, many physicians are not only battling the medical challenges it has wrought but they're also dealing with its financial ramifications at home.

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I run my own fee-only financial planning firm alongside my partner Scott Snider called Mellen Money Management. We gear our practice towards having a specialty in college planning, which typically lends our clients to being a little younger than with most other planning firms, which are geared mostly towards retirement clients.

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The best laid plans of the college bound often go awry.

Yes, English majors, I mangled that quote, but you get the idea: Any plans you may have made waaaay back in 2019 about attending college this fall have probably changed. You’re not alone.

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