How Bunching Expenses Can Enable Taxpayers to Continue to Itemize

Taxpayers who were previously able to lower their tax bills by itemizing may want to consider using a “bunching” strategy, which generally means either accelerating or deferring deductible expenses so that more of these expenses fall in a single tax year rather than in multiple tax years.

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4 Reasons Your Retirement Plan Might Fall Short

Everyone deserves the best retirement possible, but numerous planning mistakes can cause retirement plans to fall short. How can you save enough to thoroughly enjoy your retirement without hurting your finances in the meantime? Here are 4 retirement planning mistakes worth avoiding.

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3d Quarter of 2018 Commentary from the Chief Investment Officer

The 3d Quarter of 2018 was a dream ride for the United States stock market, with the S&P 500 gliding smoothly up 7.7% with hardly any hint of the volatility that marked the first two quarters of this year.

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Trusts... So Confusing! Not Really... Here's a Primer.

Many of us may perceive trusts as a complex subject better left to our attorney. However, a trust is simply a contract initiated by a grantor who agrees to transfer assets to a beneficiary, who then receives the assets as stipulated in the trust contract.

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To Roth or Not to Roth... That is the Question

As a fee-only financial planning firm, we spend significant time assisting clients with tax planning - planning one's actions in order to minimize the impact of taxes on one's financial situation.  As such, one of the decisions we must often address is whether or not a client should use a Roth IRA, or convert funds from a traditional IRA to a Roth IRA.  Generally this question is answered on an annual basis.

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