Financial planning is not an accounting exercise.

instead, it is making life decisions based upon maximizing your financial situation.

We provide financial planning at no additional charge to our clients.

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Fiduciary Financial Planning by an Experienced Team of Certified Financial Planner (CFP®) Professionals - an Important Part of Wealth Management

We are an independent, fiduciary, fee-only wealth management firm staffed by Certified Financial Planner™ professionals specializing in today’s most advamced retirement strategies, serving Jacksonville and Ponte Vedra Beach, FL. Our team members pursue additional specializations beyond the CFP® to provide a comprehensive, holistic level of service that is rarely found in financial service firms today.

Good returns from your investments are important. Making prudent life decisions may be more important.

Knowing the right financial actions to take is critical to financial success. Our clients receive continuous, proactive financial planning to establish goals, monitor progress, identify needed changes, and examine the possible outcomes of decisions they may be considering.

Watch the accompanying video to see our digital wealth management system in action!

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questions a solid financial plan can help answer:

  • How much should I be saving toward my retirement?

  • Can I retire yet?

  • If my spouse dies, or is disabled, will I be ok? How do I prepare? Do I need insurance? If so, what type and how much?

  • I have a Special Needs person in my life. What financial strategies exist for him/her?

  • Can we afford that dream vacation? Can we buy that RV? Should we?

  • Should I pay off my house before retiring? Is a Home Equity Line (HELOC) helpful in retirement?

  • I have company stock, stock options, and a (Supplemental Executive Retirement Plan (SERP). How do those figure into my retirement income plan?

How to make financial decisions

We do this all day, every day for our clients.

These questions - and thousands of others - can be answered by having a "base" financial plan, and then modeling alternate scenarios to see the likely outcome of your decisions.