Did you know that many people will spend more years in retirement than they actually spent working? For most, retirement is not the end of the road - but is instead the beginning of an exciting new one. Previous generations tended to view retirement as an extended vacation – an end to a long journey. Today’s retirees are more likely to view retirement as an exciting new chapter to their lives…
Retirement Planning is the Key
What are your retirement goals? Travel? New hobbies? Family time? Service to your community or a charity? Or a new and fulfilling career? We hear these words nearly every day, and have studied and worked hard to become retirement planning experts - helping individuals plan and implement the necessary tasks for a successful retirement.
Many firms use the term "retirement plan." While this term is very common, it is not entirely correct. Our experience in helping hundreds of families experience a successful retirement has led us to believe a more correct term for effective wealth management in retirement is, "Retirement ContinuumTM." The Retirement Continuum, and its associated timeline, is a long journey, often longer than one's working years. As our clients progress through life, their health, outlook, and needs change. Our firm's services are designed to help our clients manage those changes - and navigate new and continuously changing waters.
Please Click HERE for the Retirement ContinuumTM.
If you are nearing retirement, you are probably considering a few of the following questions:
- Do I have enough money to live the lifestyle I want if I retire?
- What is the best way to replace my employer benefits?
- What is the best way create retirement income?
- What is the best way to invest my 401k?
- How do I ensure I don’t outlive my money?
- How can I ensure I never lose my independence to live on my terms?
- What if I have to take care of my elderly parents?
- What strategies are best to maximize Social Security or RailRoad Retirement Benefits?
- I have a Lump Sum Pension Option. Should I take it?
- Should I elect the Survivor Benefit on my company pension, or are their more cost-effective alternatives?
- Which of my investment accounts should I draw from first?
- I've heard about converting to a Roth IRA because it may be tax-free. Should I? How?
- What about my retirement savings plan? Should I roll my 401k to an IRA? How do I avoid excess taxes?
These are examples of questions we answer for pre-retirees every day. Our team of CERTIFIED FINANCIAL PLANNERTM professionals have become experts in assisting clients not only in preparing for retirement, but also in helping clients realize their true potential in retirement. We can help you answer all of these questions (and more) with expert advice, computer modeling of multiple scenarios for your situation, and a thorough analysis of the "what if's" that always accompany life's changes. With the creation of an initial retirement plan, as well as the ongoing coaching that PARAGON offers, you an look forward to your retirement with optimism and confidence!
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERTM and federally registered CFP (with flame logo) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Advisory Services Provided by PARAGON Wealth Strategies, a Registered Investment Advisor.
